Are you a homeowner?  Maybe you would like to become one. 

Well, the good news is that we are transitioning from a seller's market into a buyer's market according to several real estate agents I know.

It's no secret that interest rates continue to climb and if you are in the market to buy a home, the sooner the better if you want to save thousands on interest rates.  One real estate agent recently told me he predicts we will see home interest rates as high as 12% in the future. YIKES!

Current home interest rates are high but are expected to soar.

The current home interest rates range from 6  to 7 percent depending if you're looking at a 15 or 30-year loan.  That's a big jump from a 3 to 4 percent rate just a couple of years ago.  If predictions are correct, however, 6 or 7 percent will seem like a bargain if rates go into double digits.

So, now might be the time for you to buy a home.  I ran across an article recently about the most affordable cities to buy a home in North Dakota.  These are all larger North Dakota cities.

According to SmartAsset, these are the 10 most affordable cities to buy a home in North Dakota. 

Their methodology is based on home closing costs, real estate taxes (we need a break in Bismarck) homeowners insurance, and mortgage rates across North Dakota.  They only analyzed cities with a population of 5,000 or greater.

The Top 10 Most Affordable North Dakota Cities To Buy A Home

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